HOME LOANS
THE SMART LOAN
The Smart Loan is a flexible-use loan accompanying your mortgage transaction that can be used for any closing fees. Integrated seamlessly into the prequalification stages of your loan process, ensuring you're prequalified quickly and efficiently.
OTHER LOANS
Non warrantable condos - Jumbo - Construction - USDA - FHA - Multi family - VA (Traditional & Jumbo) - Conventional - Foreign nationals - HECM - Asset based lending - Conforming bridge loans.
DO YOU NEED DOWNPAYMENT ASSISTANCE?
FL HOMETOWN HEROES
640 min FICO
Must be FTHB
Work more than 35+ hrs a wk for a FL based employer
Up to $35K for down payment & closing costs
HOME READY
$500 Grant
620 Min FICO
MAX 5% seller concessions
Conventional loan
$500 towards 1yr home warranty
Up to $500 appraisal credit
No income limits
1st time homebuyer requirement
USDA 100% FINANCING
620 min FICO
Income limits
Restricted to rural areas
6% sellers concession
EMPOWER DPA
3.5% forgivable grant
580 min FICO
NO income limits
No FTHB requirement
Let's Talk
Life is busy and we want to make your time and ours count for what it matters. Schedule an appointment at your earliest convenience.
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